How would you get word to your loved ones if you were to became suddenly incapacitated? It could happen due to a sudden physiological event 
(heart attack, seizure, stroke), automobile or motorcycle crash, recreational accident or any number of other ways. How might Emergency Responders (Fire, Police, Paramedics – WE LOVE THEM ALL!!) know who to notify of your urgent change in circumstances? It’s pretty simple really! Most all of us now have cellphones, right? We highly recommend programming ICE for “In Case of Emergency” into your phones with the name and number to whom you’d like notified should you be found incapacitated and unable to speak. We didn’t come up with the idea, but think it’s just ingenious and wanted to pass the little safety nugget along to all.
Next, schedule a meeting with your agent to go over your Auto, Motorcycle & Life Insurance policies. People today earn more than ever before and medical costs are rising at astonishing rates. We highly recommend carrying no less than a $500,000 basis of Auto Liability and Uninsured Motorist coverage, no less than a $1M Umbrella policy (w/ Excess Uninsured coverage if available) and insuring yourself with a minimum of $500,000 worth of Life Insurance for every dependent (i.e. wife + 2 kids = $1.5M) you might leave behind on a tragic day. If you don’t have an agent or can’t remember who yours is, come see us. We’ll help you be protected, not surprised, and get more than you’re already paying for.
Luis Roque is a local, Independent Agent who strives to help clients “Be Protected, Not Surprised, and Get More Than You’re Already Paying For.”Roque Agency Insurance is located at… 150 Uptown Square, Suite C
Murfreesboro, TN 37129.
We want to extend a warm welcome to our newest client family, Neil & Dana G. Neil & Dana came to us from State Farm once they were notified of their Non-Renewal for Homeowner’s Insurance. You see, Neil & Dana had experienced one water and one weather claim in the last three years. They sought our help in hopes they too could “Get More Than You’re Already Paying For“.
Well, after careful review of their coverage and claims, with the help of our friends at Encompass Insurance we were able to:
- Triple the strength of their Auto Liability (lawsuit protection) and Uninsured Motorist (TN ranks 4th in the US) coverage
- Broaden the perils and limits covered under their Homeowner’s policy
- Increase their dwelling coverage by $96,000 (45% more than their prior policy) to ensure they could fully rebuild following a total loss
- Cut their overall annual premiums by several dollars, but more importantly, stay protected
Welcome to our Client Family, Neil & Dana. We’re most honored you’ve chosen our agency to protect your assets and financial security. It goes without saying, but please let us know if you ever have questions about your coverage.
If you are, or know someone who’s being cancelled, under protected or neglected by their Homeowner’s Insurance carrier, please feel free to share what you’ve read here. We take personal pride in caring for our client family. Stay safe always!
Luis Roque is a local Independent Agent who strives to help you to “Be Protected, Not Surprised. Get More Than You’re Already Paying For.”Roque Agency Insurance is located at… 150 Uptown Square, Suite C
Murfreesboro, TN 37129.
Do you remember the Sesame Street song, “One of these things is not like the other”? Well, when it comes to insuring your home, “One of these homes is not like the other. Three of these home just aren’t the same.” Following the Good Friday tornadic EF4 monster that ripped through Murfreesboro back in 2009, which of these homes was insured for Extended Replacement Cost and which ones weren’t?
So, take some advise from Big Bird and check your Homeowner’s Insurance and make sure your home protected to Full Replacement Value so you’ll have sufficient coverage to rebuild should your home happen to fall to the destruction of fire or tornado. Be protected, not surprised. We’ll help you get more than you’re ALREADY paying for!
Luis Roque is a local Independent Agent who strives to help you to “Be Protected, Not Surprised. Get More Than You’re Already Paying For.”Roque Agency Insurance is located at… 150 Uptown Square, Suite C
Murfreesboro, TN 37129.
Roque Agency Insurance 