Well, if you haven’t accepted the facts by now, SEAT BELTS SAVE LIVES. When properly used, seat belts work alongside their ever important, and safety engineered, vehicle windshield, airbags and chassis, to protect your body’s physical safety and integrity during a collision. Starting in January 2016, our friend “Johnny Law” will begin reminding us all of their importance by doubling fines when you’re found riding on Tennessee roadways without your seat belt. But, let’s get serious – $25!! I’ve had pricier parking tickets than that. If society wants to encourage seat belt use, then make the first time offense a $500 fine and subsequent offenses $1000. The penalties should at least approximate the annual cost of an average $1M Life Insurance policy, which they should carry if they’re going to ride without wearing seat belts!
Have you ever seen what happens to unbuckled occupants, not to mention their fellow passengers, who who are injured when “Too Cool for Seat Belts” passengers become human projectiles in an auto accident? IT’S SICKENING & DEADLY!
Folks. The windshield won’t stop you from being ejected out the vehicle if your seat belt is not on. The airbags won’t save you from traumatic internal injury if you slide underneath them when your seat belt isn’t on to hold you in place. The vehicle’s chassis can’t shield you when you fly outside it because you weren’t wearing your seat belt. Don’t risk your life, or the lives of others in the vehicle with you, by not wearing your seat belt. It might take getting off of a seat belt violation several thousand times to equate to the loss you’ll sustain or impose by not wearing your seat belt during just one collision. Be Safe – Buckle Up!
Luis Roque is a local, Independent Agent who strives to help clients “Be Protected, Not Surprised, and Get More Than You’re Already Paying For.”Roque Agency Insurance is located at… 150 Uptown Square, Suite C
Murfreesboro, TN 37129.
How would you get word to your loved ones if you were to became suddenly incapacitated? It could happen due to a sudden physiological event 
(heart attack, seizure, stroke), automobile or motorcycle crash, recreational accident or any number of other ways. How might Emergency Responders (Fire, Police, Paramedics – WE LOVE THEM ALL!!) know who to notify of your urgent change in circumstances? It’s pretty simple really! Most all of us now have cellphones, right? We highly recommend programming ICE for “In Case of Emergency” into your phones with the name and number to whom you’d like notified should you be found incapacitated and unable to speak. We didn’t come up with the idea, but think it’s just ingenious and wanted to pass the little safety nugget along to all.
Next, schedule a meeting with your agent to go over your Auto, Motorcycle & Life Insurance policies. People today earn more than ever before and medical costs are rising at astonishing rates. We highly recommend carrying no less than a $500,000 basis of Auto Liability and Uninsured Motorist coverage, no less than a $1M Umbrella policy (w/ Excess Uninsured coverage if available) and insuring yourself with a minimum of $500,000 worth of Life Insurance for every dependent (i.e. wife + 2 kids = $1.5M) you might leave behind on a tragic day. If you don’t have an agent or can’t remember who yours is, come see us. We’ll help you be protected, not surprised, and get more than you’re already paying for.
Luis Roque is a local, Independent Agent who strives to help clients “Be Protected, Not Surprised, and Get More Than You’re Already Paying For.”Roque Agency Insurance is located at… 150 Uptown Square, Suite C
Murfreesboro, TN 37129.
We want to extend a warm welcome to our newest client family, Neil & Dana G. Neil & Dana came to us from State Farm once they were notified of their Non-Renewal for Homeowner’s Insurance. You see, Neil & Dana had experienced one water and one weather claim in the last three years. They sought our help in hopes they too could “Get More Than You’re Already Paying For“.
Well, after careful review of their coverage and claims, with the help of our friends at Encompass Insurance we were able to:
- Triple the strength of their Auto Liability (lawsuit protection) and Uninsured Motorist (TN ranks 4th in the US) coverage
- Broaden the perils and limits covered under their Homeowner’s policy
- Increase their dwelling coverage by $96,000 (45% more than their prior policy) to ensure they could fully rebuild following a total loss
- Cut their overall annual premiums by several dollars, but more importantly, stay protected
Welcome to our Client Family, Neil & Dana. We’re most honored you’ve chosen our agency to protect your assets and financial security. It goes without saying, but please let us know if you ever have questions about your coverage.
If you are, or know someone who’s being cancelled, under protected or neglected by their Homeowner’s Insurance carrier, please feel free to share what you’ve read here. We take personal pride in caring for our client family. Stay safe always!
Luis Roque is a local Independent Agent who strives to help you to “Be Protected, Not Surprised. Get More Than You’re Already Paying For.”Roque Agency Insurance is located at… 150 Uptown Square, Suite C
Murfreesboro, TN 37129.
Roque Agency Insurance 