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February 9, 2015 / roqueagency

What’s Your Reaction Time?

We don’t believe, as parents, we teach our youngest drivers enough about this question.  We’re continually amazed at the number of youthful drivers who don’t know how to ensure they maintain a safe following distance while driving.  Most think it to be just one car length, at any speed, under any driving condition.  So we ask, would the driver in this picture stand much of a chance at avoiding a call home following what is possible?

Our friends at Travelers Insurance do an excellent job of explaining Proper Following Distance in a variety of driving situations.  Please remember, the more adverse the conditions, the more reaction time you’ll need to avoid the unexpected.  Some of the adverse conditions that will increase the time necessary, and following distance required, to properly react are:

  • Youth and inexperience of the driver3 SECOND MIN FOLLOW
  • Darkness
  • Road surface conditions like rain, snow, fog and ice
  • Speed
  • Weight of your vehicle 
  • Driving distractions like talking, texting, eating and navigating

Please educate the young drivers in your family (AND yourselves) about the vital necessity for maintaining a safe following distance.  Always allow for critical reaction time, invaluable for the wide array of circumstances, in which they’ll find themselves driving, hopefully for many years to come. Additionally, don’t deny or neglect to maintain coverage limits of Liability, Uninsured Motorist and Life Insurance sufficient for all drivers and family member in today’s financial reality.  500/500/250 with a 1M Umbrella today is equivalent coverage to the 100/300 we all had when we were 16.  Be protected, not surprised.

Google+Luis Roque is a local Independent Agent who strives to help you to “Be Protected, Not Surprised. Get More Than You’re Already Paying For.”
Roque Agency Insurance is located at…

150 Uptown Square, Suite C
Murfreesboro, TN 37129.

Or click here to call us at (615) 582-3382

December 18, 2014 / roqueagency

Mortgage Payment or Homeowners Insurance Run A Muck

We want to extend the warmest welcome to our newest client, Terri B.  Terri was referred to us by another of our clients after she noticed her monthly mortgage payment had jumped immensely over the last couple years.  With a few simple inquiries, she’d discovered her Homeowners Insurance had gone up to $2,260 in 2013 and $2,709 in 2014, making her monthly mortgage payment too much to manage.

Well, we strongly agreed!  After careful review of her “Good Hands People” and “Responsibility: What’s Your Policy”, with the help of our fine friends at Safeco Insurance, we were able to:

  • Increase her home’s Replacement coverage from $269,000 to $300,000, an 11.5% improvement.
  • Add Sinkhole and Sewer Backup coverage she previously did not have to her policy.
    Safeco
  • Lower her home’s deductible for Wind & Hail damage from $2000 to $1000.
  • Increase the strength of her liability coverage (lawsuit protection) and Uninsured Motorist coverage by 5x with the Umbrella policy.
  • LOWER her annual Auto Insurance premium by $131 and her annual Home Insurance premium by $1241, for a $1375 annual savings overall, even with all the improvements to her coverage.  BOOYAH!!!

Welcome to our Client Family, Terri.  We’re most honored you’ve chosen our agency to protect your assets and financial security.  Please let us know if you ever have questions about your coverage or know someone who could benefit from the personal care we provide our clients.  We’re pleased you’ve chosen to Be Protected, Not Surprised and Get More Than You’re Already Paying For.

Google+Luis Roque is a local Independent Agent who strives to help you to “Be Protected, Not Surprised. Get More Than You’re Already Paying For.”
Roque Agency Insurance is located at…

150 Uptown Square, Suite C
Murfreesboro, TN 37129.

Or click here to call us at (615) 582-3382

December 9, 2014 / roqueagency

Who IS Roque Agency Insurance?

So, who IS Roqué Agency Insurance?

Well, not to brag, but we’ve been nominated a couple times, just haven’t won a Ruthie yet 🙂  Nor, by having less than 7 years in business, have we merited the BBB’s coveted “+” behind our “A” rating.  We won’t pay a service to get ranked higher on Google, Yahoo or Bing search results either.  We’ve served with the Murfreesboro Rotary, are active in our church and county chamber of commerce and soon will join the ranks of Kiwanis servants in our community.  Simply put, we just keep our heads down, work hard to ‘get our clients more than they’re already paying for’ and service them like they’ve never experienced before.  Thus far, and judging from the reviews we’ve received online, we think doing business the old fashioned way works just fine.

Be protected, not surprised.  Whether you’re looking for Homeowners, Auto, Business and/or Life Insurance, request a quote today and let us show you the Roqué Agency difference.

Google+Luis Roque is a local Independent Agent who strives to help you to “Be Protected, Not Surprised. Get More Than You’re Already Paying For.”
Roque Agency Insurance is located at…

150 Uptown Square, Suite C
Murfreesboro, TN 37129.

Or click here to call us at (615) 582-3382