Have you ever been to your Insurance Agent’s office and heard them push for 250/500 or 500/500 liability limits on your auto insurance policy? Why, our state only requires you to carry 25/50 limits to be legal to drive in Tennessee. Have you struggled to understand why that Agent went on and on about their higher Bodily Injury limits?  Well, we certainly hope so! If your Agent is truly looking out for your best interests, wanting to protect you and who/what is important to you, you should know all too well about high Bodily Injury Liability Limits.  Here’s why. Read more…

You’ve heard it before, in the aftermath news reports.  It can all happen in an instant. It’s far too important today to be prepared and have a Disaster Supply Kit for just such an event.  Our friends at FEMA and Ready.gov recommend you stay ready for the next weather emergency with a kit containing the following BASIC items: Read more…

With the recent and most certain storms all too familiar to our area, you may have noticed an uptick in the number of TV and radio ads for roofing contractor and/or have experienced door to door solicitations for a “Free Roof Inspection”.  Please take caution!  One of our clients called in to our office the other day, unsure of what to do after a random door to door “Free Roof Inspection” solicitor like this one came a knocking:

[youtube http://www.youtube.com/watch?feature=player_embedded&v=ruhs5dAm4-k] Read more…