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November 26, 2014 / roqueagency

Personal Property Home Inventory

One of the very first, and most important bits of advise we offer to our Homeowner and Renting clients, is to prepare themselves by creating their own Personal Home Inventory.  Creating and maintaining a secure and up-to-date inventory, illustrating all your Personal Property, will make the process of settling a claim for any loss on your Renter’s or Homeowner’s Insurance MUCH simpler.  Home Fire Image 2We Promise!  If you’ll invest a little time up front, and much less as time goes by, to prepare and keep up an accurate home inventory, the stress and strain that follows every home insurance loss will be greatly reduced, should that fateful day ever befall you.

Imagine trying to put together for your Claims Adjuster, an accurate and complete list of all the possessions you’ve just lost following a fire or tornado.  Our friends at the Insurance Information Institute have made this vital preparation process quite simple and FREE.  Simply go to Know Your Stuff to complete and store your inventory online.  You can do this in one single effort or complete it a little bit at a time, while easily keeping it updated as you add and change out your personal belongings over time.  Remember, it will ultimately be your responsibility to provide evidence of your lost belongings following any Personal Property insurance claim.  So, why not have an up-to-date list ready to hand over to your insurance carrier immediately following your experience, to expedite your settlement and road back to normal?

We can’t emphasize the importance of creating this resource.  Be Protected, Not Surprised.  Start your Personal Home Inventory today.

Google+Luis Roque is a local Independent Agent who strives to help you to “Be Protected, Not Surprised. Get More Than You’re Already Paying For.”
Roque Agency Insurance is located at…

150 Uptown Square, Suite C
Murfreesboro, TN 37129.

Or click here to call us at (615) 582-3382

November 3, 2014 / roqueagency

Welcome Newest Clients Rick & Kathy

We’re pleased to extend a warm welcome to our newest clients, Rick & Kathy B. Rick & Kathy requested one of our complimentary protection reviews after their State Farm renewals jumped some 30%. Having been with State Farm for more than 22 years, they were interested in whether they could “Get More Than They Were Already Paying For“.

SafecoAfter a careful review of their coverage, and with the help of our fine friends at Safeco Insurance, we were able to:

  • Strengthen their Auto Insurance Liability coverage by 5 times
  • Strengthen their Auto Uninsured Motorist coverage by 5 times
  • Ensure their Home could be rebuilt by strengthening its Dwelling coverage by 50%
  • Increase their Home Insurance Liability coverage by 15 timesClient Yard Sign BENNETT
  • Add vital Sewer Backup, Sinkhole and Umbrella insurance coverages not previously carried
  • All while trimming around $520 (or about 20%) from their total annual premiums

Welcome again to our Client Family, Rick & Kathy.  We’re most honored you’ve chosen our agency to protect your assets and financial security.  Please don’t hesitate to let us know if you ever have questions about your coverage or know someone who could benefit from the personal care we take with our clients. You can now be confident you’ll “Be Protected, Not Surprised” if/when the unexpected happens.

Google+Luis Roque is a local Independent Agent who strives to help you to “Be Protected, Not Surprised. Get More Than You’re Already Paying For.”
Roque Agency Insurance is located at…

150 Uptown Square, Suite C
Murfreesboro, TN 37129.

Or click here to call us at (615) 582-3382

September 29, 2014 / roqueagency

Near Motorcycle Collision

Just this past weekend, I was utterly shocked on two separate occasions! Twice, and during daylight hours, I erroneously pulled into traffic nearly cutting off an oncoming motorcyclist who had the right of way and I had not seen. Realizing what I’d just done, my heart was beating my chest at 100 miles an hour. No doubt his/hers was pounding the same or even harder.  Both near misses occurred during the brightness of a clear blue day, once while looking toward the early morning sun and the other at the peak of mid-day.  Then I asked myself, “Why don’t motorcyclists ride with their high beam lights on during daylight rides?”  It wouldn’t impose much on motorists they encounter like it would driving at night, and it would certainly make them more visible during daytime traffic. Regardless, both these crashes would have been my fault had God not been watching out for us both.

Folks, even though fall is upon us, motorcycles are still on the roads.  Please don’t neglect to make time and LOOK THRICE for motorcyclists.  It could mean the difference between a revelation and a tragic ending. On a more sour note, if you’re not certain you, your family or the motorcyclist’s family could recover from an incident such as mine, were we to trade places, than please come see us.  We’ll help you be protected, not surprised.

Google+Luis Roque is a local Independent Agent who strives to help you to “Be Protected, Not Surprised. Get More Than You’re Already Paying For.”
Roque Agency Insurance is located at…

150 Uptown Square, Suite C
Murfreesboro, TN 37129.

Or click here to call us at (615) 582-3382